There are three types of cover levels and it helps to understand them before starting your quote:
Third party – the minimum requirement by UK law. This would cover for any damage to another person’s vehicle if you had a accident but does not cover damage to your own car.
Third party, fire, and theft: the same as third party but your insurance also covers you if your car is damaged by fire or stolen.
Comprehensive cover: this is the highest level of insurance coverage you can have for your car in the UK. In addition to third-party, fire and theft cover, you will also be covered for vehicle repairs/replacement and for accidents involving an uninsured motorist.