A kit, contents and personal possessions insurance policy is essential to cover for loss, damage, fire and theft to your issued or temporary uniform and equipment, the contents in your MOD accommodation and personal items such as laptops and mobile phones.
You might have attended a brief at some point but do you know the many added benefits of our policy? Here’s 10 of them for you:
1. Cover for theft or loss of cash or credit cards – this could be either from on your person or from your room or home
2. Option to cover a bike on the policy (£400 cover included0 with the option to cover a more expensive bike)
3. When you are moving around, such as deployment or posting overseas your belongings are covered in transit and storage if required (By professional movers or MOD)
4. There’s £75K legal fees cover included, so if you need to fight a legal battle you have some financial support
5. Family cover options – if you have children at boarding school or university, their items are covered up to £3K
6. Licence to occupy as standard – imagine if there was a fire in your room from a phone charger (it does happen), you would be liable for up to £20k for the damage to your room.
7. Do you play a contact sport? You’d be covered up to £3m if you were to injure someone whilst playing sport
8. Cost of other accommodation if you are unable to live in your quarter following a major mishap
9. Gifts, worth up to £3000, bought for special occasions such as weddings or Christmas are covered for loss or damage
10. If your freezer breaks down the contents up to the value of £1000 are covered
If your circumstances have changed and you think you might need a review of your policy, contact the team on 01243 817777 or by email at hello@talktotrinity.com to make sure you have the right level of cover.