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Product Overview

In collaboration with Columbus Direct, a trusted travel insurance specialist with over 30 years of experience, we are pleased to offer you comprehensive military travel insurance. This holiday insurance is designed to give you adequate protection, peace of mind and meet the unique needs of military personnel and their families including cover for unexpected military call up.
Travel insurance plays a major role in the planning of any trip. However, when it comes to military personnel and their families, it takes on an even greater significance with the unique challenges and circumstances you face. That’s why it’s vital to have robust travel insurance that will safeguard your travel plans. This comprehensive travel insurance caters to your specific requirements and offers value for money, armed forces travel insurance for personal holidays, travel for all the family and trips with friends.

Who is this suitable for?

This insurance is available to individuals serving in the United Kingdom’s Armed Forces. This includes the Royal Navy/Royal Marines, the British Army, and the Royal Air Force. Additionally, this insurance is extended to veterans, MOD civilians and contractors and forces friends and family, ensuring that all members of the military community can access reliable insurance protection.

What travel insurance is available?

As a military insurance specialist, we understand the unique challenges and needs of our customers and through our partnership with Columbus Direct, Columbus are able to offer three levels of travel insurance: bronze, silver and gold. This ensures that you only pay for the protection you need. The bronze, silver and gold policies all offer cover for being recalled for military service and the ability to purchase this insurance even when you are on a base overseas. It has a range of other great features so, whether you are engaging in thrilling activities from the 150+ sports Columbus cover or relishing in a serene getaway, Columbus have add-ons to meet your requirements.

What should I be thinking about when selecting a cover level?

It is very important that you choose the correct insurance for your travel needs, and before you buy you are aware of all the key product information.
What if your leave were to be cancelled? What is the value of your holiday? Will your chosen coverage adequately protect against such circumstances? What about if you’ve planned to take part in specific activities during your trip? You can find detailed policy documents that will give you essential information of what is covered below.

What about Travel restrictions?

You should always check international, national, and regional travel guidelines before you travel. Your cover may be affected if government restrictions impact your trip. This can be checked on the Foreign Office website.

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What's covered?

  • Cancellation cover for unavoidable military duty* (terms apply)
  • Worldwide or European cover
  • Travel from any country
  • Up to £15m medical expenses (amount shown based on Gold Cover)
  • Up to £2m personal liability cover (amount shown based on Gold Cover)
  • Repatriation to the UK or overseas base
  • Travel Delay up to £300 (amount shown based on Gold Cover)
  • Optional winter sports cover available
  • Baggage cover up to £2,500 (amount shown based on Gold Cover)

What's not covered?

  • Any claim from you failing to take medication as prescribed by your medical practitioner
  • Any claim arising from you being under the influence of alcohol or drugs
  • Any claim arising from you being involved in any criminal act
  • Any claim arising from pre-existing medical conditions (see medical declaration)
  • Any claim for travel undertaken against Government advice
  • Any claim for travel against medical advice or to get medical treatment
  • The insured deciding they no long wish to travel
  • Any excess taken from a claim as stated in your chosen policy

Frequently asked questions

Is there an age limit on this travel insurance?

Columbus single trip policies cover travellers up to 85 years old and 74 years old on Annual multi trip policies.

Is there a maximum number of days I can be away for?

The policy only offers cover up to a certain number of days when purchasing single trip insurance. With an Annual multi-trip policy you can choose from a maximum trip duration of 31, 45 or 60 days. The policy schedule will include confirmation of the maximum days of cover provided.

Am I covered for travel delays?

Yes depending on the cover you select you will be covered for travel delay and missed connections.

Will the insurance cover me if I lose cash or important documents whilst away?

Yes, all the levels of cover include lost cash, passport, documents and driving licence.
Columbus Gold policies cover loss of personal money and documents up to £500, which includes a cash only limit of £300.

Does this insurance cover military duty?

Yes this insurance covers you for trip cancellations due to unexpected military duty. If you, or a travelling companion, are a member of the Armed Forces and are required to stay in your country of residence because your leave is unexpectedly withdrawn this policy will cover you for cancellation.

Need help with your military insurance?

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Send us an email at hello@talktotrinity.com

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+44 01243817777