Why Buy Music Insurance?

The most obvious reason for having music insurance would be for theft or damage of instruments or equipment. Have you considered how you would replace an expensive instrument if it was damaged whilst in transit to a performance, or stolen from a locked vehicle? Have you considered having insurance to protect you should you cause any damage to a venue you are performing at?
Specialist music insurance covers you for many different scenarios.

Theft, loss or damage of instruments or equipment

Most insurance policies won’t cover your instruments or equipment away from the home. If you’re travelling with your instruments and equipment they need to have the right protection in place in case they become damaged in transit. Have you considered how you would replace your items if stolen from a venue after set-up?

Public Liability

Have you thought about covering yourself and or any fellow musicians whilst performing at a venue? You probably think about the need to insure instruments and equipment but what about if something was to happen during a performance to cause injury or damage to a third party? A specialist music insurance policy covers you for many risks you may not have considered.

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What's Covered?

  • Public Liability up to £5m
  • Professional Indemnity up to £1m FREE with Public Liability cover
  • Theft, loss and accidental damage to equipment up to £50,000
  • Personal Accident up to £50,000
  • Dental Treatment up to £1,000
  • Loss of Earnings up to £750 per week
  • Equipment Hire up to £250
  • Equipment Breakdown up to £1,000
  • Worldwide cover
  • Excess waiver
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Need help?

Talk to Trinity! Our customer service team are here to help. Call 01243 817777 or email hello@talktotrinity.com.

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