Military Life Insurance
Military life insurance is designed for those in the UK Armed Forces, helping you to protect those who matter if you are no longer able to.
Get up to a 20% no-claims discount and a £5 donation to a military charity of your choice when you purchase a policy.*
Protecting your items wherever you are in the world. Plus, up to £20,000 for temporary issued kit. No need for a separate policy.
As a Veteran-run business we’re passionate about giving something back and so for every policy sold we will donate £5 to your chosen charity.
Not your renewal time? Provide us with your home insurance renewal month and you’ll be automatically entered into our monthly Amazon Gift Card Draw.*¹
If you are in Single Living Accommodation or in Service Family Accommodation you need our Military Kit, Contents and Personal Possessions insurance.
Trinity’s Military Home Insurance is comprehensive, reliable and competitively priced for homeowners and private renters.
With home emergency cover included as standard, it can help you with urgent repairs to your home if an accident was to occur. If you use the home emergency cover, you won’t see a hike in your subsequent premiums. There are no credit checks, you pay by monthly direct debit or in full for the annual premium, with no charges for any changes you may need to make throughout the policy period.
As Veterans ourselves, we pride ourselves on understanding our community better than anyone. If you’re currently serving, your military kit (up to £2,000) and temporary issued kit (up to £20,000) are also included so no need for a separate policy.
Your contents are also covered if you are living away from your main home, in the mess or block (SLA).
The premiums you’ll pay for home insurance will depend on a range of factors, including your home, it’s structure; as well as your location. This is because these can all influence how likely you are to make a claim on your home insurance policy.
There are a few savings that can be made with this policy:
As a specialist Military Insurer with over 23 years’ experience, we have been trusted by tens of thousands of your serving and ex-military colleagues to provide protection for them and their families.
From insurance for Life and Critical/Serious illness, Personal Accident insurance or Travel insurance our exceptional service has been rewarded with a 4.9/5 independent customer review rating on Feefo for the last 12 months.
At Trinity, we are here to support with your protection needs, whatever your stage of life.
Trinity’s Military Home Insurance provides leading protecting for your home and belongings if you are serving in the British Army, Royal Navy, Royal Air Force or Royal Marines.
Sections 1-6 are underwritten by HCC International Insurance Company plc (HCCII), trading as Tokio Marine HCC. HCCII is registered in England and Wales and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 202655.
Sections 7-8 are underwritten by AmTrust Europe Limited. AmTrust Europe Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority, Firm Reference Number 202189.
Our policy covers Buildings and Contents, Buildings only and Contents only. You might be able to make savings by having a single policy if you need Buildings and Contents rather than separate policies. There is 10% discount for all combined Buildings and Contents policies.
If you rent or you are a non-lease holder, you’ll only need insurance for your contents. As a homeowner (with or without a mortgage), you’ll need buildings and contents.
You can add additional personal possessions that are taken out of the home, up to £20,000. (You have £1000 of cover already included in this policy). You can also add to your policy Accidental Damage cover for one off accidents to your Buildings or Contents.
You can reduce your premium by adding a voluntary excess for your buildings and or contents. If you increase your excess by:
Please note that the voluntary excess you select will be in addition to the standard £75 excess (or increased compulsory excess). This will not increase the excess for Subsidence, heave, and landslip. Escape or loss of water, domestic heating oil and gas or Accidental damage claims.
For Sections One to Six (Buildings and Contents Insurance)
In the unlikely event you need to make a claim, please contact:
RELA Limited
Telephone: 0808 175 4908
Email: TRIclaims@relaltd.com
Claims in writing should be directed to: RELA Limited, Unit 7 Bocam Park, Old Field Road, Pencoed, Bridgend CF35 5LJ
RELA Limited handle claims on behalf of HCC International Insurance Company plc. Professional staff are available to assist you whether you need a claim form, advice on emergency repairs or any other aspect of your claim.
For Section Seven (Family Legal Protection)
Telephone: 0344 770 1040 and quote “Trinity Insurance.”
For Section Eight (Home Emergency Cover)
Telephone: 01384 884040
This policy can cover pedal cycles, some limits and exclusions apply. These will all need to be listed, along with an item value. If you need any help call the Trinity team on 01243 817777.
You must tell us that you are moving house, and where you will be living, as soon as possible. Speak to our team on 01243 817777 or email hello@talktotrinity.com.
Yes, mobile phones are covered under Personal Possessions section. Mobile phones are subject to an excess of £75 (or an increased voluntary excess), and we will not pay out any more than £1000 for damage to a mobile phone.
A specified item is an high-risk item worth more than the Unspecified Item Limit (£1000) that you normally wear or carry with you.
Please let us know if you need to add any specified items or are unsure if the items needs to be specified. You can speak to the team on 01243 817777 or email us at: hello@talktotrinity.com
You can speak to the Trinity team on 01243 817777 or email us at: hello@talktotrinity.com
Accidental damage for your Buildings and/or Contents is an option extension to your policy and is subject to a £150 excess for any claims.
For Policy Limits, Exclusions and Other Additional Information, please see the Important Documents section where there are links to the full Policy Wording and the Insurance Product Information Documents (IPIDs).
Military life insurance is designed for those in the UK Armed Forces, helping you to protect those who matter if you are no longer able to.
How would your family cope financially if you were involved in a fatal or life-changing accident? Cover tailored to your needs.
Get cover for personal holidays that includes disruption for unexpected military call up with three cover levels to choose from.