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cyclist on road

Why Buy Cycle Insurance?

You should always ensure you and your bike are fully covered. Unfortunately, cycling comes with risk including theft of expensive bikes and equipment, but also injury to yourself and potentially others. It makes sense to have the right level of cycle insurance in place for all cyclists including the more serious cyclist with more than one bike.

Personal Accident and Public Liability Cover

Cycling can be risky and unfortunately accidents do happen. A policy with Cycleplan includes Personal Accident up to £50,000 and a hospitalisation pay out of £30 a day should you need a hospital stay.

Whilst riding your bike you could accidentally injure another person whether that is in a city as part of your commute, or out enjoying the countryside. With Cycleplan’s Public Liability cover your potential legal fees and expenses will be covered under the insurance. This can range from relatively minor accidents – like damage caused to cars or other vehicles during a ride – to more serious accidents.

Theft and Accidental Damage

Even when you take the security of your bike seriously, theft of bikes happens whether that’s from your home or whilst out enjoying your sport. Make sure you are covered for theft, loss and accidental damage to your bike.

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  • Theft, loss and accidental damage to cycles up to £30,000
  • Public Liability up to £5m
  • Theft, loss and accidental damage to cycling accessories up to £1,000
  • £50,000 Legal Expenses cover

What's Covered?

  • Personal Accident up to £50,000
  • Hospitalisation £30 a day
  • Emergency dental up to £250
  • Loss of Earnings up to £750 a week


  • European or Worldwide cover
  • Competitive use
  • Excess waiver
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Need help?

Talk to Trinity! Our customer service team are here to help. Call 01243 817777 or email hello@talktotrinity.com.

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