Kit Insurance
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Military Personal Accident Insurance
Injury Insurance Cover That’s Got
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Injury Insurance Cover That’s Got
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Get a personal accident quote in a few simple steps, with four different cover options to choose from.
4 Levels Of Cover To Choose From
Find cover that perfectly meets your needs On and Off Duty. Includes up to £160,000 of cover for partial or total permanent disablement, and £160,000 for loss of sight, loss of hearing and loss of speech.
Consistent Cost, Regardless Of Your Military Occupation
Our premiums are the same whatever your military occupation and Trinity covers all trades and occupations in HM Forces with no exceptions. Bomb disposal, fast jet pilots, and special services personnel all pay exactly the same premium as other military personnel.
Get Protected From Just £9.21 Per Month
For a similar price to a streaming subscription, you could be covered for a £50,000 pay-out for total or partial permanent disablement, £25,000 for loss of a limb or eye, £5,000 for medical discharge and £70 a week convalescence benefit *
Why do I need military personal accident insurance?
Personal accident insurance gives you peace of mind that you, your loved ones and those that rely on you financially will be supported if anything was to happen to you whether that is a life changing injury or death.
Our policy can be suited to your needs and covers you whether you are on duty or off duty. You could injure yourself on a night out or at the gym not just whilst fulfilling your military role. Our policy also covers all sports and activities.
Cover for all military occupations
Our premiums are the same whatever your military occupation and we cover all trades and occupations in HM Forces with no exceptions.
Bomb disposal, fast jet pilots, and special services personnel all pay exactly the same premium as other military personnel.
How much does a personal accident insurance policy cost with Trinity?
For a similar price to a streaming subscription, you could be covered for a £50,000 pay-out for total or partial permanent disablement.
You are also covered for broken bones, childcare costs, legal expenses and more. Get a quote to see all of the benefits for each cover level, and refer to the policy wording for full details. Certain exclusions apply.
Personal Accident Insurance You Can Trust
What are the key features of this policy?
- Full cover on and off duty
- Total and partial permanent disablement
- Loss of limbs, toes and fingers
- Loss of eyesight, speech and hearing
- Fractures of vertebrae, pelvis, legs and arms (16 bones covered)
- Cover for flesh wounds and facial scarring
- Coma cover, vehicle/home modification and childcare expenses
- All sports and activities included
What isn’t covered?
- Suicide or deliberate self- harm
- Any pre-existing medical condition which an insured person has suffered or has received medical treatment in the 24 months prior to making a claim*2
- Participating in any sport as a professional including competing, coaching and training
- Any illegal acts
- War or acts of war between certain countries*3
- Acts of terrorism or war or civil war*4
- Post-Traumatic Stress Disorder or any psychological or psychiatric condition
- Any claims that would result in breaches of UN.
Trust In Trinity.
As a specialist Military Insurer with over 23 years’ experience, we have been trusted by tens of thousands of your serving and ex-military colleagues to provide protection for them and their families.
From insurance for Life and Critical/Serious illness, Personal Accident insurance or Travel insurance our exceptional service has been rewarded with a 4.7/5 independent customer review rating on Feefo for the last 12 months.
Don't Just Take Our Word For It...
FAQs
We can continue this policy switching you to a veterans policy until you reach the age of 70.
How many levels of cover are available?
There are four cover levels and you can change at any time. Our cover levels are known as Economy, Standard, Elite and Supreme and provide from £50,000 up to £160,000 of cover. When taking our personal accident you need to think about the sort of level you would need depending on your situation whether you are single or have family to consider.
If you have been medically discharged as a result of an accident we will pay you a cash lump sum of up to £16,000 depending on your selected level of cover.
Yes, providing you have taken out the policy prior to suffering the injury, whether it occured on or off duty, you can make a claim. It’s important to follow the claims procedure as soon as possible. All the contact details are in the documentation.
Any claims for the Trinity Personal Accident insurance should be directed to the claims handlers on +44 (0) 345 841 0059 or by email: uk.claims@chubb.com
In order to process your claim and prevent delaying procedures, claims for injuries should be made as soon as possible. To ensure that the claims handlers can best deal with your claims application any relevant documentation including certificates, information and evidence should also be submitted in a timely manner.
Yes, we offer a policy to cover those in the Marines and all services. All military occupations and trades in the HM forces are covered with no exceptions.
Important Documents
Trinity Personal Accident Insurance Policy Wording - Serving
Trinity Personal Accident Insurance IPID (Economy) - Serving
Trinity Personal Accident Insurance IPID (Standard) - Serving
Trinity Personal Accident Insurance IPID (Elite) - Serving
Trinity Personal Accident Insurance IPID (Supreme) - Serving
Trinity Terms of Business
Trinity Personal Injury Legal Protection IPID
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